Features and benefits

Easy integration. Extensive Customisation.

ALMeter can be easily integrated and extensively customised to meet the needs of a wide range of institutions and cope with a variety of risk management and forecasting requirements.

ALMeter provides functionality according to IAS39 and FAS133 standards to:

manage interest rate risk in changing environments

• Dynamic simulation, gap and duration analysis allow for accurate evaluation of interest rate and liquidity risk.

forecast net interest income and earnings performance

• ALMeter's sophisticated balance sheet and income statement modelling enables banks to perform effective, enterprise-wide budgetary and strategic planning.

evaluate liquidity and interest rate sensitivitiy to enhance risk profile analysis

• Calculate the liquidity and re-pricing gap for the current book or any forecast date required.

simulate transfer-priced results

• ALMeter can calculate and report transfer prices and generate income forecasts on a transfer-price basis. This provides an internal measurement and allocation process that assigns a profit contribution value to funds gathered and lent or invested by different business areas within the institution.

hedge strategically

• ALMeter's off-balance sheet module limits exposure to rate changes by providing estimates of market value, duration and income impact of interest rate swap and FRA positions.

share forecasts seemlessly

• Forecasts are produced in a format that match the structure of a bank's balance sheet and can be shared easily between users.